IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW:

For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss, and if the credit card contains a means of identifying the cardholder or authorized user, then your liability for unauthorized use of your card before the card issuer is notified is no more than $50.00 on each card. For debit and cash-machine (ATM) cards: Your liability for unauthorized use of your card is no more than $50.00 if you notify the card issuer of card loss within two business days after you learn of the loss of the card. After that, your liability is up to $500.00, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the two business day period. In addition, if you do not notify the card issuer within 60 days after a periodic statement showing unauthorized transfers is sent to you, then you will also be liable for the amount of unauthorized transfers that occurred after the 60-day period and before notice to the card issuer, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the 60-day period.

The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the IdentityWorldwide.com. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

Your liability for unauthorized use of your credit, debit, and ATM cards is limited under federal law. In addition, your card issuer's liability policy may provide for lesser liability amounts than under federal law. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable.

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The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the “Company”) under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in IdentityWorldwide.com

The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

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*IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW:

For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss, and if the credit card contains a means of identifying the cardholder or authorized user, then your liability for unauthorized use of your card before the card issuer is notified is no more than $50.00 on each card. For debit and cash-machine (ATM) cards: Your liability for unauthorized use of your card is no more than $50.00 if you notify the card issuer of card loss within two business days after you learn of the loss of the card. After that, your liability is up to $500.00, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the two business day period. In addition, if you do not notify the card issuer within 60 days after a periodic statement showing unauthorized transfers is sent to you, then you will also be liable for the amount of unauthorized transfers that occurred after the 60-day period and before notice to the card issuer, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the 60-day period. Your card issuer's liability policy may provide for lesser liability amounts than indicated above. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable. Nothing set forth in your membership materials alters any rights you may have under federal or state law with respect to unauthorized or erroneous transactions on your card accounts. You are not required to have this service to maintain your credit, debit, or ATM cards.

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Protecting Your

IdentityWorldwide.com

The Complete Identity Protection Program

Questions? Call Us Toll Free!

Protect your Identity now - just $14.99 per month!

Sign up now & get access to your 3 credit reports & all of our other benefits!

Is your personal identity available to others on the Internet?

  • Is your phone number available on internet directories?
  • Is your social security number available to others on the Internet?
  • Are companies running unauthorized checks on your credit? Find out now.
  • Members receive alerts if their monitored credit/debit cards are compromised.
  • Members also receive lost & stolen credit card assistance.

Why does it matter?

8.1 million new identity theft victims lost a combined $37 billion in 2010.

Identity theft is a real crisis. Every 4 seconds an identity is compromised. Not only that, recovering your identity is an arduous process. The average time it takes for consumers to even detect that their identity has been compromised is 68 days, and it takes an average of 33 hours to resolve the case.

Javelin, 2011 Identity Fraud Survey Report.

10 ways IdentityWorldwide protects you

IdentityWorldwide provides comprehensive protection and peace of mind.

Identity Fraud Support. Identity theft is confusing and disruptive. If your identity is stolen, call us immediately for one-on-one support. In addition to personalized phone support, we will send you a customized information kit so you can rectify the situation expediently. Our number one goal is to protect every single member, but if you are a victim of identity fraud while a member, you can count on world-class help and support from IdentityWorldwide.com

Daily Credit Monitoring. A drop in credit score is one of the most damaging effects of identity theft, which is why IdentityWorldwide monitors your credit reports from all three major credit reporting agencies on a daily basis. If there is a change on your Experian®, Equifax®, or TransUnion® credit report, IdentityWorldwide.com will automatically send you an email alert to help you regain control of your credit score.

Lost and Stolen Card Assistance. Losing your credit or debit card can send you into a panic, and into a frenzy if you discover that it has been stolen. As a member of IdentityWorldwide, you can register all of your credit and debit cards with us in a secure database, so in the event of a lost card, there is only one number you need to call. After a series of verification questions to confirm your identity, we will help you cancel or replace your current cards.

Identity Theft Insurance. Our number one goal is keeping your identity safe from thieves, hackers and criminals. We stand by our track record in being able to keep you safe and secure. That is why $1,000,000 of insurance is offered to all of our members. This means that if you fall victim to identity theft while you are a member of IdentityWorldwide.com, your identity theft expenses may be covered up to $1,000,000. *

Norton Internet Security. Enjoy comprehensive protection whenever you surf the web with Norton Internet Security Online. Norton Internet Security Online is a fast, light and comprehensive security suite that helps protect against all types of viruses, spyware, bots and hackers from taking control of your computer and causing you harm. A perfect addition to your IdentityWorldwide benefits, Norton Internet Security lets you enjoy the best of the web without worry.

The Credit Simulator. Credit can be confusing, and predicting what will affect your credit score is a difficult exercise. With IdentityWorldwide, you can use the credit simulator to run through different scenarios which could affect your credit score. As a member of IdentityWorldwide, you do not have to guess whether or not canceling that old credit card will affect your credit score, you can make an educated decision.

Social Security Monitoring. Your social security number is unique to you. To make sure it stays that way - out of the hands of thieves, hackers and criminals - IdentityWorldwide.com employs social security number monitoring for all of our members. We monitor underground chat rooms, websites and blogs where social security numbers are purchased and distributed illegally and if your number is found, we automatically send you an email alert to notify you that this is happening.

Triple-Bureau Credit Report. Protecting your credit rating is a key component of identity security. In most cases, identity theft can be discovered by keeping a close eye on your credit report. That is why IdentityWorldwide.com provides the full picture by providing members access to their Experian®, Equifax® and TransUnion® credit reports. This information is crucial to your ability to obtain loans and financing for important purchases, keep it safe with IdentityWorldwide!

Credit and Debit Card Monitoring. Your credit and debit cards represent a highly valuable, easy target for identity thieves - and they are at risk whenever you make a purchase online. IdentityWorldwide understands this risk and uses technology to scan websites that traffic in stolen credit card numbers to see if your credit card number has been compromised. In the event that it has, we will automatically send you an email alert allowing you to stop the fraud before it starts.

Credit Information Hotline. While credit reports offer a great insight into your full credit picture, understanding the entire report can be difficult. IdentityWorldwide.com is proud to offer each of our members the Credit Information Hotline, where members can call and get answers to questions relating to their credit reports. Our experts will take the time you need to ensure that your questions are resolved.

Are you ready to get complete identity protection for just $14.99 per month?

You've already found the right identity protection program - get peace of mind now.
Sign up and make sure you are safe.



* IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW:

For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss, and if the credit card contains a means of identifying the cardholder or authorized user, then your liability for unauthorized use of your card before the card issuer is notified is no more than $50.00 on each card. For debit and cash-machine (ATM) cards: Your liability for unauthorized use of your card is no more than $50.00 if you notify the card issuer of card loss within two business days after you learn of the loss of the card. After that, your liability is up to $500.00, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the two business day period. In addition, if you do not notify the card issuer within 60 days after a periodic statement showing unauthorized transfers is sent to you, then you will also be liable for the amount of unauthorized transfers that occurred after the 60-day period and before notice to the card issuer, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the 60-day period.

The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the IdentityWorldwide.com. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

Your liability for unauthorized use of your credit, debit, and ATM cards is limited under federal law. In addition, your card issuer's liability policy may provide for lesser liability amounts than under federal law. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable.